Level 1 credit rating
Dun & Bradstreet, the highest
For larger money transfers, better timing can mean a better rate
Tell us about your transfer. Excellent rates, no transfer fees, and a personal currency expert here to help you get the timing right.
Expert currency help, rated 4.9 on Trustpilot from 10,000+ reviews
Join over 600,000+ customers
FCA authorised
Electronic Money Institution
Established in 2004
Over 20 years’ experience
40+ currencies
To 120+ countries
Your own account manager
A real currency expert
When to use us
- Buying or selling property overseas
- Moving or living overseas
- Receiving a pension or inheritance
- Investing overseas
- Paying overseas suppliers or staff
- Sending money to family overseas
When we may not be the right fit
- Small travel or holiday money transfers
- Transferring to physical cash
- If you’d rather not have access to a currency expert
We're here for every kind of international payment
Whatever your reason for moving money overseas, we'll help you do it confidently and cost-effectively.
Property purchases
Buying overseas property is a big step. Let us simplify the transfer side of things and save you money.
Emigration
Whether you're transferring wages, pensions or savings, we’ll make your move overseas simpler and more secure.
Repatriation of funds
Bringing money back home? We’ll help you time your transfer and maximise what arrives in your account.
You don’t need to be a currency expert. That’s what we’re here for.
Our experts are happy to answer any questions about your transfer, with no account needed and no obligation.
Transfer your money at the best rate for you
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Great rates, no transfer fees
Bank-beating rates and nothing added on top from us. Your recipient bank may charge to receive.
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Personalised service
Your own dedicated account manager, a currency expert who helps you decide when and how to make your transfer.
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Better timing can mean a better rate
Fix a rate for later, target a rate and transfer automatically when it’s reached, or get an alert when the market moves.
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Trusted since 2004
600,000+ customers across our group, over £8.5 billion transferred every year, award-winning year after year, and the highest credit rating from Dun & Bradstreet.
Currency tools to help you stay in control
Many people don't realise there's more than one way to transfer, because most providers only offer one. With us there are several, and your expert helps you choose the one that fits your plans.
Forward contract
Secure an exchange rate for up to two years in advance, so you can budget with confidence.
Limit order
Set your desired rate and we'll automatically transfer your funds when the market reaches it.
Rate alerts
Get a text or email the moment the market moves to a rate you're happy with.
Currency wallets
Buy when the rate is right and hold it in your digital currency wallet until you need it.
We're here to help
Our currency experts are currently offline
07 5560 4482
- Monday to Friday
- 7am to 6pm (AEST)
- Saturday
- 8am to 12pm (AEST)
- Sunday
- Closed
Frequently asked questions.
An international money transfer lets you send money from one country to another, usually in a different currency. With TorFX, you can do this quickly, securely and at competitive exchange rates.
Currency brokers typically offer better exchange rates, lower fees and more personalised support than traditional banks, helping you save money and make more informed transfers.
Yes. TorFX is licensed by the Australian Securities and Investments Commission (ASIC) in Australia and by the Financial Markets Authority (FMA) in New Zealand. We’ve been operating since 2004, and hold the highest credit rating with Dun & Bradstreet. Client funds are held in segregated accounts for your protection. Read our security of funds page for more information.
We don’t charge any transfer fees or additional costs outside of your agreed exchange rate. Once you agree an exchange rate with your account manager, that’s exactly what you’ll receive.
We like to get your money where it needs to be as quickly as possible. While the amount of time a transfer takes can depend on the currency, destination and receiving bank, the funds should be in your account on the same day or within no more than two working days for more exotic destinations.
We support transfer to 120+ countries in 40+ currencies, including AUD, NZD, GBP, EUR, USD, ZAR and more. Just let us know what you need to send, and we’ll take care of the rest.
Not at all. We support transfers of all sizes, from smaller everyday payments to large property purchases or business transfers.